Terms of Service

1. Acceptance of Terms

By accessing and using the website and services of Obsidian Arch Limited ("Company," "we," "our," or "us"), you accept and agree to be bound by the terms and provision of this agreement.

If you do not agree to abide by the above, please do not use this service.

2. Description of Service

Obsidian Arch Limited provides AI-related services including but not limited to:

• AI Strategy & Consulting
• Machine Learning Solutions
• Business Intelligence
• Data Infrastructure
• AI Security & Compliance
• Process Automation
• MoneyAsk.ai financial advisory services

3. User Accounts and Registration

To access certain features of our services, you may be required to create an account. You agree to:

• Provide accurate and complete information
• Maintain the security of your account credentials
• Accept responsibility for all activities under your account
• Notify us immediately of any unauthorized use

4. Acceptable Use Policy

You agree not to use our services to:

• Violate any applicable laws or regulations
• Infringe upon intellectual property rights
• Transmit harmful, offensive, or inappropriate content
• Attempt to gain unauthorized access to our systems
• Interfere with the proper functioning of our services
• Use our services for any illegal or unauthorized purpose

5. Intellectual Property Rights

The content, features, and functionality of our services are owned by Obsidian Arch Limited and are protected by copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, modify, or create derivative works without our express written consent.

6. Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms of Service.

By using our services, you consent to the collection and use of information as described in our Privacy Policy.

7. Payment Terms

For paid services, the following terms apply:

• All fees are due upon receipt of invoice
• Late payments may result in service suspension
• Prices are subject to change with 30 days notice
• Refunds are subject to our refund policy

8. Service Availability and Modifications

We strive to maintain high service availability but cannot guarantee uninterrupted access. We may:

• Modify or discontinue services with notice
• Perform maintenance that may temporarily affect availability
• Update features and functionality
• Suspend services for violations of these terms

9. Limitation of Liability

To the maximum extent permitted by law, Obsidian Arch Limited shall not be liable for:

• Indirect, incidental, or consequential damages
• Loss of profits, data, or business opportunities
• Damages resulting from third-party actions
• Service interruptions or data loss

Our total liability shall not exceed the amount paid for the specific service in question.

10. Indemnification

You agree to indemnify and hold harmless Obsidian Arch Limited from any claims, damages, or expenses arising from your use of our services or violation of these terms.

11. Termination

Either party may terminate this agreement with written notice. Upon termination:

• Your access to services will cease
• You must cease all use of our services
• We may delete your account and data
• Surviving provisions will remain in effect

12. Governing Law and Dispute Resolution

These terms are governed by the laws of the State of California, United States. Any disputes shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association.

13. Changes to Terms

We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting. Your continued use of our services constitutes acceptance of the modified terms.

14. Contact Information

If you have questions about these Terms of Service, please contact us: